"Where do we start....? First by understanding the risks an individual can accept by completing our risk profiling process to highlight what types of assets and investments would be suitable to address an investors goals and objectives..."

A very important factor around this and where a lot of companies large and small suffer is that they can be limited (even as an Independent firm) in being able to offer innovative investment models due to legacy issues i.e. a reliance on one or a limited number of investment platform providers, which in turn may mean a client paying higher charges or overall costs for advice.

This is why having vision, continually evolving around product & service innovation, understanding the trajectory of the investment industry, utilising market leading software and technology ensures we can provide a unique investment proposition.  Additionally, we are able to move with the times, whilst still being able to offer a value added and cost effective solution.

The old adage of not having all your eggs in one basket resonates in our investment process and is a process known in the industry as Asset Allocation.

Asset allocation is the implementation of an investment strategy that attempts to balance risk versus reward by adjusting the percentage of each asset in an investment portfolio according to an investor's risk tolerance, goals and investment time frame.

Investments will react based on market conditions and factors such as - interest rates, politics, currency, wages, inflation, competition and so on.  Therefore by diversifying extensively across a wide area in market leading funds and investing smaller amounts per area, we naturally reduce the risk of being adversely affected by issues in one area during normal or adverse market conditions.

"Clients concerns around costs can often be focused around initial costs with little concern given to the effects of poor performance and high ongoing charges….  High ongoing annual charges over the longer term can potentially have greater detrimental effect on investment returns than initial charges." 

It is due to this that we have developed a centralised investment proposition that utilises a range of investment porftolios that not only offer managed investment portfolios, we can also provide features such as but not limited to - active/passive strategies, ethical investments, investing and the use of tax reliefs or exemptions.  All our advice solutions are designed to have a competitive charging structure and can also include features such as third party discretionary management where suitable.

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You should be aware that investments carry varying degrees of risk and as their underlying value can fall as well as rise you may not get back the full amount invested.

Call today, email us or complete our enquiry form and take advantage of our no cost, no obligation initial review service!